Tools of economic activity.

If you want to know why Poverty creates chains for the Worker, you must first learn who exercises the power to create [not earn] money Who profits from it the most? 

It is an important piece of the Power structure that allows the Oligarch of Wealth to keep the Middle Class & Poor bound in the chains of Wage Slavery by the use of debt. 

When a Borrower gives a Bank a Promissory Note the Bank creates a Money Account from nothing for the Borrower to spend.  The Debtors create Lien on their future earnings and Bankers keep the profit from the interest charges on the Money created for them.  The Wage-Slave spends his future to secure his present needs and wants.